KEY RESPONSIBILITIES:
Have a deep understanding and interpretation of technical surveys, survey reviews and risk reduction controls based on various commercial risk classes.
Prepare underwriting terms on quotations for these policies in line with the Santam Underwriting Guideline and individuals mandate.
Assist with amendment Potential queries for these policies on the Santam system
Prepare reinsurance calculations to determine the exposure
Read and Interpret the survey report requirements in order to assess the risk and provide brokers with feedback on quotations in this regard.
Interpret technical information and assist brokers with policy wording interpretation
Discuss renewals with brokers for these policies and have intimate understanding of these policies so that you can have an informed discussion with brokers, Technical Managers and Commercial Property Specialist where necessary
Collate information and identify missing information before sending onto Underwriting Specialist; reference source for information and recommend decision to Specialist
Perform underwriting reviews (new business, amendments, multi claimants and renewals)
Manage data quality and find solutions to improve data for underwriting purposes
Qualifications & Experience
Matric
Minimum of 5 years Commercial Lines underwriting experience
Minimum 60 commercial credits
Additional completed tertiary insurance qualifications will be beneficial
In-depth knowledge and working experience of the Asset All Risk product
Working knowledge of reinsurance
Computer literate (MS Word, Excel and PowerPoint - intermediated proficiency levels)
Skills
Analytical thinking with ability to statistically analyse information and data
Working knowledge of the Santam Mainframe and Policy Centre systems to be in a position to quote and capture the the policies accurately
Ability to cope with conflicting demands and to prioritise tasks
Appreciation of insurance and underwriting principles
Numerical skills
Information seeking i.e. likes to get to the bottom of things
Commercial and profit driven
Execution and deadline oriented
Good communication skills (verbal and written)
Keen attention to detail
Teamwork and collaboration
Our commitment to transformation
Flexibility
Excellent interpersonal, communication and networking skills
Strong client service orientation
Ability to work under pressure
Self-confidence
Problem solving
MS Office package proficiency, particularly Microsoft Excel
