Purpose Statement
- To manage and lead a team of credit intelligence analysts and specialists within the Credit client account management function to co-create the bank’s credit strategy.
- Pro-actively manage credit risk and optimise performance of the various strategies with the development of predictive models, policy rules, and intervention strategies.
- Ensure the quality delivery of advanced statistical insights and application thereof to influence credit decision making.
Experience
Min:
- 6 - 8 years’ experience in retail credit including advanced analytics, statistical modelling, as well as policy and process enhancement.
- In case of Honours degree: 5 - 7 years’ experience in retail credit analysis including SQL programming and descriptive analytics.
- Minimum of 3 years Portfolio specific experience.
- Experience working with / contributing towards credit principles, policies, frameworks.
Ideal:
Qualifications Minimum
- Bachelor's Degree in Finance or Statistics
Qualifications Ideal or Preferred
- A relevant post-graduate qualification in Finance or Statistics
Knowledge
NA
Skills
- Communications Skills
- Influencing Skills
- Leadership Skills
- Planning, organising and coordination skills
- Presentation Skills
- Project Management Skills Methodolgy Specific
- Reporting Skills
- Researching skills
