Job Description
Credit assessment and evaluation of structured / specialised senior debt applications for businesses within Business and Commercial Banking leveraging deep financial, legal and debt structuring skills, whilst ensuring application of sound credit risk principles and risk policies to manage credit losses and support asset book growth within risk appetite.
Apply and engage in dealmaking to support dealmakers in lending origination.
Manage and continuously assess the credit risk of the allocated portfolio through the credit life cycle, proactively managing the credit risk of the asset book within Bank risk appetite.
The jobholder may operate in one or more of the segments as required by business needs.
Qualifications
Type of Qualification: First Degree
Field of Study: Business Commerce, Finance and Accounting, Mathematical Sciences, Risk Management, Quantitative Studies
Experience Required
Credit Risk - BCB
5-10 years
Credit risk assessment as a mandate holder in Business or Commercial Banking.
3-5 years
Debt structuring for complex, structured or large transactions such as LAF, management buy outs, etc
2-3 years
Debt structuring exposure such as LAF, MBOs, M&A.
