Key responsibilities:
To support the Relationship Manager with the day-to-day administrative functions, portfolio management, entrenchment, and operational functions for an allocated portfolio.
To ensure that all compliance requirements within the portfolio are met and act as a central contact point for the client, providing sales and service fulfilment aligned to segment targets.
Is accountable for assisting Relationship Manager in the day-to-day execution of their credit portfolio.
To support the Relationship manager to grow and retain a portfolio of high value Premium & Growth Business Segment relationships by performing a proactive, mobile, value adding financial partnership role.
Ensures deep understanding of Customer's business through regular interaction with clients, including their place of business.
Employs the use of client value chain analysis to understand customer needs and deploy banking and financial solutions to meet those needs.
To do complex financial analysis on annual financial statements, management accounts and cash flow projections.
To write and motivate agricultural and business finance applications and to successfully present the case to a business and credit lending committee.
Managing the credit process from start to end including the collateral and the monitoring as well as annual review of all clients with credit facilities.
To build trust, credibility and confidence with Agricultural and Business Clients.
Qualifications
FAIS accredited Undergraduate or Honours qualification in:
BCom Management Accounting
BCom Accounting
BCom Agricultural Economics
BSc Agricultural Economics
SAICA Articles/CA(SA) (advantageous)
CIMA Qualified (advantageous)
